What is financial planning? This week Abraham Martinez, financial advisor and chief operating officer at Brio Financial, visits the show to explain his role as a financial advisor and some of the tools and strategies he uses to help clients reach their goals.

Workout of the week

Grab some friends and run a fartlek interval workout. If you don’t have any friends, it can be done alone as well.

Run hard for 2, 3, 4, 4, 3, 2 minutes, with a “rest” of 2:30 in between. This can be done on a track, treadmill, or just outside as you run down the street. It will look something like this:

• Run 2:00 minutes hard
• Run 2:30 easy
• Run 3:00 minutes hard
• Run 2:30 easy
• Run 4:00 minutes hard
• Run 2:30 easy
• … (continue the rest of the cycle: 4, 3, 2)

Links

• Brio Financial Group
• Certified Financial Planner Board (CFP)
• Chartered Financial Analyst Institute (CFA)

Chapters

• 00:00 Intro
• 01:51 Workout of the week
• 03:52 What is financial planning?
• 04:49 What happens first?
• 07:34 The framework
• 13:18 It’s not called retirement
• 15:02 Financial independence
• 17:14 Money is emotional
• 20:51 You always have control
• 22:24 Understand all the options
• 24:19 Take away one layer
• 25:44 How to find an advisor
• 28:59 What’s a fiduciary?
• 30:56 Know the fees
• 32:25 CFP and CFA database
• 33:19 Contact information
• 34:26 Outro