23: Financial Planning

Episode #23 Jul 31, 2019
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What is financial planning? This week Abraham Martinez, financial advisor and chief operating officer at Brio Financial, visits the show to explain his role as a financial advisor and some of the tools and strategies he uses to help clients reach their goals.

Workout of the week

Grab some friends and run a fartlek interval workout. If you don’t have any friends, it can be done alone as well.

Run hard for 2, 3, 4, 4, 3, 2 minutes, with a “rest” of 2:30 in between. This can be done on a track, treadmill, or just outside as you run down the street. It will look something like this:

  • Run 2:00 minutes hard
  • Run 2:30 easy
  • Run 3:00 minutes hard
  • Run 2:30 easy
  • Run 4:00 minutes hard
  • Run 2:30 easy
  • … (continue the rest of the cycle: 4, 3, 2)


  • 00:00 Intro
  • 01:51 Workout of the week
  • 03:52 What is financial planning?
  • 04:49 What happens first?
  • 07:34 The framework
  • 13:18 It’s not called retirement
  • 15:02 Financial independence
  • 17:14 Money is emotional
  • 20:51 You always have control
  • 22:24 Understand all the options
  • 24:19 Take away one layer
  • 25:44 How to find an advisor
  • 28:59 What’s a fiduciary?
  • 30:56 Know the fees
  • 32:25 CFP and CFA database
  • 33:19 Contact information
  • 34:26 Outro

22: Ruby to Elixir

Functions, processes, supervisors, pipelines, pattern matching, oh my! These are just a few of the cool things that you can play with in Elixir. This week I share my experience with Elixir so far and how it compares to Ruby.

21: More money please

So you just nailed the interview and you’re looking at a job offer. What’s next? This week we talk about some tools and strategies to make that job offer even better.

20: Laptop in the cloud

We put our music “in the cloud”, we put our documents “in the cloud”, we put our code “in the cloud”, but why don’t we put our development environment in the cloud?

19: Photography exposed

This week we learn enough about photography to pick up any camera in the world and bend it to our will.

18: Distributed teams

This week I share what’s great and not so great about working on a distributed team and the tricks I use to make the experience even better.

16: Perfect pull request

This week I share how to get project maintainers and co-workers excited about the code you write by building the perfect pull request.

15: Walkabout

This week Ben Orenstein stops in Portland, Oregon during his 3 month “walkabout” to teach me how to sing a barbershop tag and to share his thoughts on podcasting, conference talks, code review, and a few uncomfortable situations.

13: Speaking at conferences

This week I talk about talking. I share the reasons I love speaking at conferences, why I think you’ll like it too, and how to make your conference talk more exciting and memorable than the rest.

12: Perfect cup of coffee

This week Matt Perger, a competitive barista and World Brewers Cup champion, comes on the show to talk about coffee culture, bean roasting, competitive brewing, and how to make the perfect cup of coffee at home.

8: Rubik's Cube Champion

This week Feliks Zemdegs, the World Rubik’s Cube Champion, comes on the show to talk about the Rubik’s Cube, the method he uses to solve it, how he trains for a competition, and where we can go to get started with the cube today.

7: Repetitive strain injury

This week we get a voicemail from Jonathan in Portland and learn all about RSI, some common myths, who’s at risk, how to prevent it, and why exercise plays an important role in staying pain free.

6: An unforgettable story

This week we learn the exact same technique that memory athletes have mastered to memorize hundreds of random words, thousands of random numbers, and stacks of shuffled playing cards.

4: Existential crisis

This week we get another voicemail and my brother Nick comes on the show to talk about deterministic multi-core processing, the CFP process for academic papers, how he transitioned from computer scientist to mountain guide, and everything you need to know to summit Mount Rainier.

3: Forty-three quintillion

This week I get my first voicemail, explain why I do (and don’t) use a standing desk, and I brush up on my math skills to show why solving the Rubik’s Cube will never be boring.

2: Pineapple in your pocket

This week I talk about something I’m super excited about: Memory. By the end of this episode, you will be able to quickly memorize a list of 10 things and understand how to take your memory even further.

1: Why I use Vim

This week I’m going to answer a question that I get all the time: Why do I use Vim?